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THE WAY WE WORK

Our financial planning process has been tried, tested and refined over a number of years. It enables us to understand your financial goals, the risks you are prepared to take when investing and the ongoing level of service you expect to receive.

By following this process, we ensure that all of our clients are familiar with and understand our methods and we believe that we consistently provide an unrivalled level of service and success.

ASSES YOUR FINANCIAL GOALS

We will review your existing financial position and help assess what your financial goals are both now and in the longer term.  For this, you will need to set aside some time to talk to us - the first one-hour consultation is free of charge with no obligation at this stage.

CARRY OUT A NEEDS ANALYSIS ON YOUR FINANCES

Depending on your instructions we will carry out a needs analysis based on your current situation, taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.

LOOK AT YOUR FINANCIAL PROVISION

You will also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course, it will all be sensibly balanced in relation to your current income and expenditure.

Recommendations

In almost all cases we are able to make financial arrangements and recommendations which you would be unable to make for yourself. All our proposals and the associated costs are fully explained so that you are clear about why any investment or product is recommended.

KEY STEPS IN THE FINANCIAL PLANNING PROCESS