SERVICES

We feel strongly that the days of advisers being "general practitioners" have passed, and clients now require a swift proactive approach in response to their individual and corporate needs. In all areas, we provide a specialist in that particular field with the relevant financial qualifications to provide assistance enabling clients to make decisions from an informed position.

ADVICE FOR INDIVIDUALS
 

For private clients this includes a full Retirement Planning Service, Comprehensive Investment advice, Personal and Family Protection including Inheritance Tax Planning advice.

CORPORATE FINANCIAL PLANNING

For Corporate clients, we offer advice on all types of Pension Schemes including Occupational and Money Purchase arrangements. We also offer advice on Employee Benefit Schemes and protection against Corporate Risks with solutions such as loan protection and partnership protection.

SERVICES FOR INDIVIDUALS

Our aim is to assist you in achieving your financial and lifestyle goals.

At Caledonian we pride ourselves in providing a personal and professional service to our clients.

Services for individuals and their families include:

RETIREMENT PLANNING SERVICE

We will advise on all aspects of retirement planning, both in accumulating a suitable fund pre-retirement and the most suitable tax efficient way of taking your benefits in retirement. We also provide advice on existing arrangements both money purchase and occupational schemes and their continuing suitability in meeting your financial and lifestyle goals.

COMPREHENSIVE INVESTMENT ADVICE

We will assist you in making sound investment decisions utilising all available tax allowances with ongoing expert support.

PERSONAL AND FAMILY PROTECTION

It makes sense to protect the things you care about most and that means protecting your family in addition to your assets. Caledonian can help you plan for the unexpected.

This is an important aspect of a clients financial affairs. We will provide advice and solutions which match your needs and protect your estate.

INHERITANCE TAX PLANNING
INHERITANCE TAX PLANNING

We will ensure that your investments are held in the most appropriate Trust depending on your individual circumstances.

TRUST PLANNING
 

SERVICES FOR CORPORATE CLIENTS

 

Our focus is ensuring that businesses maintain and grow their financial wealth & protect their assets.

CORPORATE RETIREMENT PLANNING 

Use of self- investment facilities within Self Invested Personal Pensions (SIPP's) and Small Self-Administered Schemes (SSAS's), which can include the purchase of commercial property and in some instances loans to the principle employer.

PROTECTION AGAINST CORPORATE RISK

Providing cover for essential team members and any other potential risks to your business can help ensure the continued success and stability of your company.

EMPLOYER BENEFIT SCHEMES

We can assist in creating bespoke employer benefit schemes for your valuable employees. This has proven to help with staff retention and loyalty. This will include Group Pension Schemes, Death-in-Service protection, Group Income Protection and Private Healthcare.