Math and Geometry Tools

ONLINE TOOLS

Please see below for a useful range of online resources which may assist when considering any financial matters.

FINANCIAL CALCULATORS

We've provided a selection of useful calculators below. We hope you find them useful but remember that the figures are for illustrations and should not be made for making financial decisions.

Please note we don't see or store any information that you put into these calculators.

Estimate your take home pay based on your annual income and include tax deduction elements such as pension and student loans.

By gifting at least 10% of your net estate to charity a redacted rate of Inheritance Tax may be deductible. Use this calculator to work out whether an estate will be liable to pay Inheritance tax.

Calculate how much retirement income you might receive from saving in a personal, stakeholder or group.

Find out how much your monthly mortgage payments could be. This could help you work out how much you can afford to borrow. The figures are only a guide to what you might pay, the exact cost will depend on the particular mortgage you choose.

Use this calculator to work out how long it will take to repay your loan or how much you will need to repay each month. You can also compare different loan rates and timescales and save your results in a table to help you compare them.

The financial conduct authority does not regulate some forms of mortgage and tax planning and does not regulate tax advice that does not contain an investment element.

UK TAX TABLES

Personal Taxation

Income Tax Rates and Allowances

Tax treatment varies according to individual circumstances and is subject to change.

(1) Where at least one spouse/civil partner was born before 06/04/35

(2) Reduced by £1 for every £2 of income over £30,200 (£29,600 for 2019/20) until the minimum is reached.

Personal Allowances and Tax Bands

Savings & Dividend Taxation

Rates for Capital Gains Tax

The Capital Gains Tax rate you use depends on the total amount of your taxable income, so work that out first.

Use these rates and allowances for Capital Gains Tax to work out your overall gains about your tax-free allowance (known as the Annual Amount).

Who is likely to be affected

Individuals, trustees of settlements and the personal representatives of deceased persons who have capital gains. 

For more information (including residential property)

Note: These tables are provided for guidance only.

The Financial Conduct Authority does not regulate taxation advice.

Information is based on our current understanding of taxation legislation and regulations. Any levels and bases of, and reliefs from taxation, are subject to change.

FINANCIAL LINKS

Welcome to our financial links page where we have compiled and published a list of useful resources to assist you when researching financial products. 

Finding State Pension Age

Applying for a statement for your State Pension

Overview of Stock Market, Share Prices and Currencies

Budget 2021: What you need to know

World Business, finance, and political news from the financial times

The Financial Conduct Authority is a financial regulatory body in the United Kingdom for financial services, firms and financial markets in the UK

Free unbiased and indepentant advice and tools to help you with manageing your money

Comprehensive guides about all things financial

Excellent charting and analysis tool

The Experts in Fund Evaluation

Trustnet specialises in providing information covering many different investment funds and trusts

Market, new, TV, radio and charts

Be a Scamsmart investor - Avoid pension and investment scams

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves