Genuinely independent,
financial advice


The mortgage market is a complex area. At any one time there may be many hundreds of different mortgage options, only some of which will meet your needs.

Buying a Property? - we can find the most suitable mortgage for you, be it fixed, variable or discounted.

Rate of interest - Are you on the most competitive interest rate available for your circumstances? A review may result in considerable monthly savings.

Clearing Debts? - if you have accumulated large overdrafts or credit card bills, and are finding it hard to reduce the outstanding balances, then a Remortgage can be used to reduce your monthly payments, especially if you have built up equity within your home.

Starting a Business? - a remortgage can be a very effective way of raising the capital you need.

To discuss this further, please contact:

Ian Walsh or Gillian Hepburn

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

For details of our fees for mortgage business please see our page "How we are Paid".

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The Financial Conduct Authority does not regulate loans or all forms of mortgage.

Caledonian Financial Management Ltd is authorised and regulated by the Financial Conduct Authority ( Financial Services Register No: 437109